Disclaimer: All figures shown are estimates based on limited information gathered. Schedule an appointment with an expert for a complete, personalized proposal.

Business Financial Assessment Tool

Is Your Business Missing $50,000 – $500,000 in Untapped Savings?

The DREAMS Score identifies hidden savings, tax credits, and profit opportunities across six key areas of your business — in just 15 minutes.

See How It Works

Watch how the DREAMS Score uncovers hidden savings and profit opportunities for businesses like yours.

DREAMS Score for Business Video

Get Your DREAMS Report in Three Steps

1

Take the Assessment

Answer business questions across 6 categories — company size, expenses, payroll, and operations.

2

Get Your Score

Our engine calculates estimated dollar savings and increased profit for each DREAMS category.

3

Unlock Your Report

Receive a custom report with actionable recommendations and connect with expert partners.

What Is the DREAMS Score?

Each letter represents a critical area of your business where hidden savings and profit opportunities exist.

D

Debt & Funding

Access fast, flexible corporate funding. Restructure existing debt or secure new capital for growth, equipment, and expansion.

Corporate loans, SBA funding, debt restructuring, lines of credit

R

Retirement

Optimize your employee 401(k) plan. Save $750 per employee per year while building smarter benefits that reduce taxable income.

401(k) optimization, employer matching, indexed annuities, tax-deferred growth

E

Expenses

Cut health insurance, energy costs, and utilities without sacrificing quality. Solar energy estimates based on your building size.

Health insurance savings, solar energy, LED upgrades, benefits audit

A

Assets

Your employees and website are your greatest assets. We recommend Dreams Leads, Intent Data, and Fugu Reviews to maximize value.

Employee optimization, website revenue, Dreams Leads, Intent Data, Fugu Reviews

M

Money & Tax Credits

Unlock powerful tax credits including R&D, FICA Tip Tax Credit, and Research & Development credits. Dollar-for-dollar tax reduction.

R&D tax credits, FICA tip credits, state credits, 20-year carry forward

S

Security

Protect your business with corporate life insurance, buy-sell agreements, and key man life insurance. Strengthen IT security.

Corporate life insurance, buy-sell agreements, key man insurance, cybersecurity

DREAMS Score Results

See real examples of how businesses have uncovered significant savings and profit opportunities.

Peak Manufacturing, LLC

Manufacturing — 85 Employees

D
Debt (Funding)
$300,000
R
Retirement
$63,750
E
Expenses
$248,000
A
Assets
$377,000
M
Money (Tax Credits)
$756,000
S
Security
$75,000

Total Est. Annual Savings

$0

Total Est. Annual Profit

$677,000

Why Choose Dreams Business Resources?

No Cost for Reports

Dreams Business Resources does not charge a fee to provide reports on potential areas for improvement in your profitability.

Trusted Providers

All Dreams service providers are third-party companies carefully screened and selected to be part of the Dreams Team.

Expert Support

By meeting with industry experts, you gain access to strategies and solutions that offer competitive advantages.

Quick & Actionable

In just 15 minutes, uncover savings that most CPAs and traditional advisors miss entirely.

DREAMS Score Business Report

Average Savings Found

$247,000

Frequently Asked Questions

Ready to Discover Your Hidden Savings?

It takes just 15 minutes to uncover thousands — potentially hundreds of thousands — in savings and profit opportunities for your business.

15 minutes 100% Free No obligation